The Bible encourages the pursuit of wisdom and knowledge (Proverbs 4:7), and the development of skills for one's vocation (Colossians 3:23). The assertion that college is a "scam" is an economic and cultural critique that primarily targets the skyrocketing cost, crushing debt, and perceived lack of job-readiness of many modern universities. For a Christian, the ethical decision on pursuing higher education must balance the biblical mandates of wise stewardship (avoiding crushing debt, Proverbs 22:7), vocation (acquiring practical skills), and worldview formation (knowing God's truth). College is not inherently a scam, but it is a high-risk, high-cost investment that requires extreme prudence and discernment from a Christian perspective.  

The Bible does not prohibit wealth or the ownership of multiple properties, as many righteous figures (e.g., Abraham, Job) were wealthy. However, Christian ethics requires that the ownership of second homes or vacation properties be evaluated against the principles of stewardship, greed, and care for the poor. Owning multiple homes becomes ethically questionable when it is fueled by selfish greed, materialism, or pride (1 Timothy 6:9-10), or when it demonstrably contributes to a housing crisis by hoarding properties needed for basic shelter. If the property is purchased through honest stewardship, does not compromise the owner's commitment to generosity and care for the poor, and perhaps serves a useful purpose (ministry use, future security), it can be ethically permissible.