The Bible encourages the pursuit of wisdom and knowledge (Proverbs 4:7), and the development of skills for one's vocation (Colossians 3:23). The assertion that college is a "scam" is an economic and cultural critique that primarily targets the skyrocketing cost, crushing debt, and perceived lack of job-readiness of many modern universities. For a Christian, the ethical decision on pursuing higher education must balance the biblical mandates of wise stewardship (avoiding crushing debt, Proverbs 22:7), vocation (acquiring practical skills), and worldview formation (knowing God's truth). College is not inherently a scam, but it is a high-risk, high-cost investment that requires extreme prudence and discernment from a Christian perspective.  

The Bible does not prohibit wealth or the ownership of multiple properties, as many righteous figures (e.g., Abraham, Job) were wealthy. However, Christian ethics requires that the ownership of second homes or vacation properties be evaluated against the principles of stewardship, greed, and care for the poor. Owning multiple homes becomes ethically questionable when it is fueled by selfish greed, materialism, or pride (1 Timothy 6:9-10), or when it demonstrably contributes to a housing crisis by hoarding properties needed for basic shelter. If the property is purchased through honest stewardship, does not compromise the owner's commitment to generosity and care for the poor, and perhaps serves a useful purpose (ministry use, future security), it can be ethically permissible.

The Bible does not endorse a specific political or economic system like socialism or capitalism. Instead, it provides timeless moral and economic principles that critique the flaws of both. Christians are called to uphold private ownership (Exodus 20:15), diligent work, and free enterprise (Matthew 25:14-30), which align with capitalist ideas, while simultaneously demanding radical generosity, justice for the poor, and an absolute rejection of materialism and greed (Luke 12:15), which often inform critiques of capitalism. The Christian’s primary loyalty must be to the principles of God's Kingdom, not to any man-made system.

The Bible does not prohibit investing in financial instruments like the stock market or cryptocurrency, but it requires that all investment be guided by wisdom, responsible stewardship, and a guarded heart. Investing should not be driven by greed (Luke 12:15) or reckless speculation, but by a long-term goal to secure provision and generate resources for generous giving. The Christian's ultimate security must remain in God, not in the volatile market (Matthew 6:24).  

It is not wrong to pray for financial blessing, provided the prayer is aligned with a right heart posture. The Bible encourages us to ask God for our daily needs (Matthew 6:11) and provides examples of material blessing. However, the prayer must be rooted in trust, prioritize God's glory, and be free from greed (James 4:3). Our ultimate focus should be on spiritual riches, not earthly wealth.  

Christian contentment is a supernatural state of peace rooted in trusting God’s provision, regardless of circumstances (Philippians 4:11). It is an anchor against greed, not a muzzle against progress. The Bible calls us to be content with our daily needs (1 Timothy 6:8), while simultaneously encouraging godly ambition for spiritual maturity, selfless service, and good works (1 Corinthians 14:1).

The Christian should generally avoid playing the lottery. While not explicitly forbidden, the practice encourages greed and the love of money (1 Timothy 6:10), violates the principle of diligent stewardship of God's resources, and relies on chance rather than trust in God's provision (Proverbs 11:28). Believers are warned against seeking hasty riches and should prioritize using resources for charity and responsible saving (Proverbs 13:11).