The Bible strongly mandates generosity and care for the needy, often urging radical giving (Luke 6:30). However, Christian giving must be balanced with wisdom, stewardship, and discernment. The Christian has a responsibility to ensure that their giving genuinely helps the recipient and does not enable destructive behavior (e.g., substance abuse) or support fraudulent requests. While the default impulse should be generosity, effective Christian charity involves seeking long-term transformation and focusing resources where they can do the most good, rather than simply dispensing money to every passerby.  

When seeking solid, scripture-based life advice, a Christian should look to a combination of three primary sources: the inspired, authoritative Word of God itself (2 Timothy 3:16-17), mature, accountable church leadership (shepherds and elders), and trusted, humble Christian mentors who model godly wisdom. Advice must always be tested against the clear teachings of the Bible and should never rely solely on feelings, popular trends, or the counsel of the ungodly (Psalm 1:1).

The Bible does not prohibit investing in financial instruments like the stock market or cryptocurrency, but it requires that all investment be guided by wisdom, responsible stewardship, and a guarded heart. Investing should not be driven by greed (Luke 12:15) or reckless speculation, but by a long-term goal to secure provision and generate resources for generous giving. The Christian's ultimate security must remain in God, not in the volatile market (Matthew 6:24).